| Credit Card Information |
| Getting credit card is one of the most important part of US life for every student. Unfortunately most of the credit card lenders do not approve many International student credit card applications, because of no credit history. Very few banks/vendors approve credit cards for international students with minimum credit limit. So students are advised to apply for few financial institutions rather than applying for everywhere and get rejected. Getting multiple rejections for credit card application will reduce the individual credit score and affect the further applications for credit card as well as any loans (Car loan, education loan, computer loan etc.) |
| Be aware it is not possible to get credit cards for tens of thousands of dollars as soon as the student lands here. Credit cards are only for convenient usage and for temporary expenses. |
| We listed the links for credit card application from some of the vendors, whom they consider the application very favorably. |
| |
| Best Credit Cards for Students (0% Interest and Approval in minutes) |
| Click the following links and apply to all the credit cards. |
| |
| Citi(r) Platinum Select(r) Visa(r) Card for College Students |
| |
| CitiR Dividend Platinum SelectR Card for College Students |
| |
| CitiR Driver's EdgeR for College Students |
| |
| DiscoverR Classic Student Card |
| |
| DiscoverR Card for Students |
| |
| Chase Platinum for Students |
| |
 Tips for choosing/Using the credit cards |
| Always pay your credit card payments in full. |
| Look for cards with no annual fees. |
| Read the fine prints of terms and conditions for APR. Do not look for only 0% introductory offers. The lower the APR the lower the interest is.
|
| Always pays the bill on time. Setup auto deduction from the Bank checking or savings account with minimum amount transfer. Late fees are very expensive and often more than the minimum monthly payment. Also late payment will reduce the credit scores significantly.
|
| Stolen Card:If the credit card was stolen, call the credit card company and inform them, so that they can stop the transaction for the credit card. File a police compliant with date time of the stolen items. Having the records in hand will help in many ways to avoid paying the bill by unauthorized transaction.
|